Fact on security threat

Fact on security threat:
Clever computer criminals have recently become much more sophisticated in their attacks against online banks. The Internet is now awash in programs called "remote access Trojans," or RATs, that feed on online banking passwords. Designed specifically to lurk in the background, waiting until the user types the name of a well-known bank into a Web browser, the program springs into action, copying every keystroke. The data is sent back to the criminal, who can then raid the online bank